We know how fast expenses can accumulate. And with the state of our economy, it is not hard to imagine a family going through financial distress. Here at Purpose Cash Advance, we realize your need to have cash ready at hand, particularly in times of need.
If you need quick cash, then a fast cash advance, also known as a payday loan, is perfect for you. A cash advance enables you to borrow money in the shortest time possible with little to no hassle. Our fast payday loans are an option that borrowers take to have access to money they need.
The amount of our fast cash advance is just enough to enable you to pay for those unexpected expenses or bills. This can be very beneficial for people that do not need a large amount loan, but need to have cash ASAP. Also, the fast payday loans of Purpose Cash Advance enable borrowers to repay their loan on their next payday. This ensures that your loan does not accrue additional interest and other late fees, making it harder for you to pay.
We provide clients with a fast cash advance system based on your circumstances and not your credit scores. We also serve clients regardless of their credit standing. And because your fast payday loan is set up to be automatically paid on your next payday, your loan does not accumulate additional high interest fees.
With Purpose Cash Advance's fast payday loans, clients are also allowed extensions on their loan, depending on the state they live in. And to further provide you with quality service, you only need to contact our customer service team if changes have been made to your payment details. Confidentiality is not a problem with Purpose Cash Advance. The information you provide when applying for your fast payday loan is secure.
Our online Cash Advance Loans give you the money you need . . . Right when you need it! Just complete our quick and easy online application, get approved and we'll deposit your loan directly into your bank account within two business days or less*. Note: Wisconsin borrowers will need to provide a copy of your most recent pay stub.
Apply
Apply online with our simple two-step application.
Approved
Receive approval online in just a few seconds!
Deposited
Your loan will usually be deposited within two business days or less.
Please note: If we cannot verify the information provided on your application for any reason, we may request additional information. Verification requests may extend the time it takes to deposit your loan.
The following are the requirements for fast payday loans:
- You must have an open and active checking account.
- You must be able to show proof of employment.
- You must be a resident of Missouri, South Dakota, Utah, Texas or Wisconsin.
- You must be at least 18 years of age.
- For Wisconsin Residents Only: All Wisconsin residents who apply for a payday loan must submit your most recent pay stub to Purpose Cash Advance prior to receiving a payday loan. In addition, Purpose Cash Advance must maintain a current pay stub on each of its customers. Your pay stub is considered current if it is less than 35 days old. If you do not have a pay stub on file that is current, please fax or e-mail your latest pay stub when applying to ensure quick processing of your loan application. The pay stub may be sent via fax to 1-800-573-6587 or via email to account.services@pcacontact.com. As soon as we receive your pay stub, we will be able to complete your loan request.
Borrowing is fast and easy! We give online decisions, securely and discretely. A fast cash advance could be just minutes away!
All you need to do is:
- Fill in our quick and easy application and press "Submit".
- You will usually receive your online approval in 60 seconds or less.
- Once you are approved, agree to the terms and conditions of your Cash Advance Loan Agreement and electronically sign your loan agreement. In most cases, your loan will be deposited within two business days or less.
- For Texas residents: once your CSO application is approved, you electronically sign the terms and conditions of your Credit Services Disclosure Agreement, Credit Services Agreement, Lender Note, and Voucher.
- Wisconsin Residents Only: Click here for state specific requirements.
Are Cash Advance Loans Right For Me?
You may be able to borrow from $100-$1,500 depending on the laws that govern the state in which you live and your financial circumstances. Please click your state below for the details of borrowing money in your state.
How Do I Repay My Cash Advance Loan?
Repaying your Fast Cash Advance Loan could not be easier. We simply debit your loan repayment from your checking account on your next payday for the agreed upon repayment amount – no hassle and nothing further for you to do.
Can I Receive An Extension On My Loan Repayment?
We do understand that occasionally circumstances arise and people will need to extend the repayment of their fast payday loan. This is called an extension. Extensions are regulated by the state where you reside. If permitted, you will have to, at least, repay the loan fees and any other state minimums due for your current loan and we suggest you pay as much as possible to reduce further charges.
If you feel you need an extension, you can log on to your existing customer login account and request an extension or please contact our customer services team on 1-800-573-5745.
* Funds deposited via ACH usually occur within 2 business days. Purpose Cash Advance and third party lenders do not perform traditional credit checks, but do verify applicant information through national databases including, but not limited to, LexisNexis.